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Fuqua Insurance Agency

1836 Hermitage Blvd, Suite 100
Tallahassee, FL 32308

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Boat Insurance Add-ons to Consider

Few things can beat the fun that your boat accords you. Whether it’s sailing, fishing, or cruising, your boat exposes you to a world of limitless fun — and you wouldn’t want anything to stop that. Unfortunately, your boating experience can quickly turn into a nightmare when perils like accidents strike. Thankfully, your ordeal can become less daunting when you have boat insurance from Fuqua Insurance Agency of Tallahassee, FL.

Since boat insurance can be challenging to boat owners, we have put add-ons you can consider to strengthen your coverage. Here are some.

Umbrella insurance

While you may have liability coverage in your boat insurance, it may not hold water when faced with significant liability claims. In such cases, you need umbrella insurance to take over from where your typical liability coverage leaves off. If you have substantial assets to protect, we advise you purchase umbrella insurance to protect what you have worked so hard to accumulate. 

Uninsured boater coverage

Since boat insurance isn’t compulsory in Florida, you are likely to encounter many uninsured boaters. Unfortunately, boaters without insurance leave numerous uncovered losses on their path. The good news is that when you have uninsured boater coverage, you don’t have to worry about less responsible boaters.

Medical payments coverage

While boating accidents are rare, they can cause significant injuries when they happen. Worse yet, these injuries can deter you from resuming your day-to-day activities. Luckily, when you include MedPay or PIP coverage in your boat insurance, you can concentrate on your recovery, knowing that your medical bills and partial loss of income are well taken care of.

Physical damage coverage

Because your boat is valuable to you, it’s vital to ensure its safety inside and outside the waters. Comprehensive and collision coverages cover repairs and even replace your boat from perils like fire, vandalism, theft, accidents, and many others.

Get boat insurance today!

Are you considering boat insurance? You are on the right track. If you are in Tallahassee, FL, and its environs, contact Fuqua Insurance Agency for a quote.

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