You need to select the right auto insurance coverage for financial security while driving in Tallahassee, FL. At Fuqua Insurance Agency, we can help with that. We provide Florida auto insurance policies.
You need to do your research and choose carefully when selecting auto insurance coverage. The following are three auto insurance mistakes to avoid when purchasing a policy.
Purchasing only enough coverage for state requirements
It’s true that your auto insurance policy is going to need to meet some state minimums in terms of liability coverage. However, that doesn’t mean that all your policy needs to do is meet these basic minimum requirements.
Meeting state liability coverage requirements will allow you to drive legally. However, it doesn’t mean that you’ll be financially secure. You could get in a costly accident that costs you much more than your policy will cover. This could create huge financial problems for you down the road.
Choosing a policy with a high deductible
High deductible policies offer the advantage of having lower monthly premiums. However, paying a large deductible might not be possible for you if you get in an accident.
Ensure your deductible amount isn’t so high that it will be a financial burden to pay if you get in an accident and need to file a claim.
Not looking into policy features.
There are a lot of auto insurance policy features that it’s beneficial to have. Two prime examples are roadside coverage and rental car coverage. These features can make things much more convenient for you if your vehicle breaks down or if your vehicle is involved in an accident and needs to spend a few days in the shop.
Do you have questions about auto insurance in Tallahassee, FL? We can help you to find the answers you’re looking for. Contact us at Fuqua Insurance Agency today to learn more.