Motorcycle Insurance in Florida
If you ride a motorcycle in Tallahassee, FL, it is a smart decision to carry a liability insurance policy or full coverage for your bike. In Florida, this means basic liability coverage, in case you are held responsible in an accident that results in losses for someone else. This is enough to ride with little worry, but it might not be enough to ride safely, especially not if you're a motorcyclist.
Basic liability means that you won't be bankrupted by an accident when owing money for damages caused to other people. Still, it doesn't mean that you'll be able to repair or replace your bike following an accident, it doesn't protect you against uninsured or underinsured motorists, and it won't cover any expenses arising from injuries sustained in an accident. Minimum insurance will buy you the right to ride legally, but it won't buy you much peace of mind.
Every motorcyclist has their idea of what "full coverage" should mean. Of course, you'll probably want to carry comprehensive and collision, and if your bike isn't paid off yet, you'll perhaps be carrying gap insurance and replacement cost insurance. It comes down to how much protection it's going to take to give you the sense of security that you want when you're out on the road. There are a lot of hazards to look out for on the open road, and you want to make sure that you're prepared.
If you're looking to get covered or if you have any questions, get in touch with us at Fuqua Insurance Agency. Let's see what we can do for you to keep you safe out on the streets, highways, and dirt roads of Florida. Give us a call or stop by the office, and we'll compare quotes to get you a good rate on an excellent motorcycle insurance policy.