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Fuqua Insurance Agency

1836 Hermitage Blvd, Suite 100
Tallahassee, FL 32308

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Key Benefits of Umbrella Insurance

If you live or work in and around the greater capital region of Tallahassee, FL, and are looking for an added level of liability insurance, an umbrella policy might offer an affordable solution. According to our insurance professionals at Fuqua Insurance Agency –

  • The primary purpose of this type of liability insurance is to offer extra protection for the insured, who may face litigation costs/damages that exceed the limits of relevant insurance policies.
  • Umbrella Insurance-
    • Is a type of insurance that is triggered when the insured individual exhausts or reaches existing policy limits.  
    • Offers a practical insurance option to safeguard one’s family’s financial future.

Key Benefits of Umbrella Insurance of Umbrella Insurance

Umbrella insurance adds liability coverage beyond the limits of primary insurance policies, like a current car, boat, or homeowners insurance. In addition to providing protection against unexpected and catastrophic incidents, umbrella insurance provides valuable peace of mind.

Consider the following when shopping for umbrella insurance –  

Exposure to Risk

Certain properties create more risk. For example, a home with a pool or one that is an investment property may create risk that needs additional liability coverage. Additionally, umbrella insurance may offer protection for those employed in a profession that creates larger liability risks – a physician, small business owner, etc.

Coverage Limits

Umbrella insurance is usually offered in optional coverage limits, which typically begin at one million dollars and increase incrementally.  

Legal Expenses

Umbrella insurance offers coverage for legal expenses and damages should the insured be found to be legally responsible.

We Are Here To Help

The need for umbrella insurance varies based on your personal situation and objectives. For more information, reach out to us at Fuqua Insurance Agency serving the greater Tallahassee, FL community today.

Our Partners

  • Bristol West
  • Foremost
  • Heritage
  • Mercury
  • People's Trust
  • Progressive
  • Safeco
  • United P&C