Auto Insurance in Florida
If you live in Florida, you are only required to carry basic liability insurance as a driver. Basic liability means personal injury and property damage so that you will be able to cover the expenses through your insurer should you be involved in an accident.
Many states require that drivers carry uninsured motorist and underinsured motorist insurance as well. In Tallahassee, FL, only the basic liability insurances are required, and everything else will be at your discretion.
Of course, there are a lot of reasons why you might not be content to drive with only the bare minimum protection. Liability is the most important policy you can carry, and it will help to keep you from being bankrupted should you be held responsible in an accident. Still, liability begins and ends at covering the other party's losses. When it comes to replacing or repairing your car, including your own injuries, you're going to be left holding the bill yourself. That said, it is at least good to know that if you have to cut expenses for any reason, you can keep your insurance without spending too much.
Ultimately, auto insurance is about peace of mind. We hope that we never have to file a claim, but we want to know that if we do, that our ends are going to be covered. It is essential to buy a level of protection that you are comfortable with so that you can feel safe and secure out on the road. The right level of insurance can buy you a lot of peace of mind.
If you're looking for insurance in Tallahassee, FL, or if you have any questions, get in touch with us at Fuqua Insurance Agency. You can call, drop by our offices, or get in touch online for a quote.