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Fuqua Insurance Agency

1836 Hermitage Blvd, Suite 100
Tallahassee, FL 32308

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Boat Damaged by Natural Causes? What You Need to Know About Making a Claim

Storms and hurricanes can be a boat owner’s worst nightmare. At Fuqua Insurance Agency, we understand the needs of boat owners in Tallahassee, FL and are here to help if a natural disaster affects your property. 

Reach Out To Fuqua Insurance Agency Immediately

Don’t try to mitigate the damage before you reach out to your insurance company. Your insurance agency should be contacted as soon as you notice harm to your boat caused by a natural disaster, so you can discuss filing a claim. Your agent will be able to suggest the next action to take, and simply obtaining more information does not require you to submit a claim.

Remove Your Personal Belongings 

Only if it’s safe for you to do so, remove all personal items from the boat to prevent any further damage. If it is unsafe to enter your boat, don’t attempt to remove your personal items. Any damaged or destroyed personal belongings should be immediately reported to your insurance company.

Don’t Move Your Boat

Consult your insurance provider to decide the best course of action if your watercraft has been submerged or if it has been totaled. Do not tow it anywhere and do not execute a salvage contract before speaking with your insurance provider.

We’re here to help!

At Fuqua Insurance Agency in Tallahassee, FL, we’re here to help you find the right boating policy that suits your personal needs. Reach out to us today or stop by our office to learn more about our boat insurance policies so that if natural disaster strikes, you’ll be ready. 

Our Partners

  • Bristol West
  • Foremost
  • Heritage
  • Mercury
  • People's Trust
  • Progressive
  • Safeco
  • United P&C