Flood Insurance in Florida
Fuqua Insurance Agency Offers Flood Insurance for Florida Properties
Unexpected flooding has become a more frequent occurrence as unusual weather patterns arise in many parts of the country. Although many homeowners think their homeowner's insurance policy covers this type of event, this is not the case. Flood insurance is available to help defray the costs of repair and replacement after a flood event. At Fuqua Insurance Agency in Tallahassee, FL, we can help you acquire the coverage you need to protect against expensive losses from flooding.
Flood Insurance Fills the Coverage Gap Left by Homeowners Policies
If you have homeowner’s insurance, you may believe the coverage includes flooding events. However, homeowners' policies only cover water damage from broken pipes and other types of water damage that are sudden and unexpected, but that does not include flooding from ground level. Flood insurance has been specifically designed to cover flooding that comes from ground level and outside the structure. Individuals who live in coastal areas generally have flood insurance, but flooding can also occur inland, from nearby bodies of water.
Flood Insurance Helps to Cover Expensive Flood Damage
Flood insurance policies are available for both renters and homeowners. These policies may cover just the building or the building and its contents. As a result, coverage can vary. Building materials, furnaces, electrical systems, and other built-in systems are generally covered by building flood insurance. Contents flood coverage will also cover such items as carpeting, furniture, and appliances. Your insurance can help you determine the right type of flood insurance for your unique situation.
Choose Fuqua Insurance Agency for Your Florida Flood Insurance
If you have questions about flood insurance coverage, our experienced agents can help you understand the benefits of this type of policy. We offer many types of insurance for our clients, including auto, home, life, and flood policies. Call Fuqua Insurance Agency in Tallahassee, FL today for your free, no-obligation quote on flood insurance to help defray the costs of expensive flooding-related repairs.