For over 40 years, Fuqua Insurance Agency has helped the Tallahassee, FL community find the insurance coverage that they need to enjoy comfortable lives. We take pride in helping all of our clients find the right policies for their individual situations.
Florida is a state where many business owners have the opportunity to thrive. If you are an entrepreneur, commercial insurance allows you to protect your investment. Commercial insurance protects your business if your property is vandalized or damaged due to a fire or natural disaster. All of your equipment is covered if it is stolen.
Common Commercial Insurance Myths
People Don’t Need It If They Have Home Insurance
Many people assume that their home insurance policy also covers the physical property that they use for their business. This is incorrect. While you may amend your home insurance policy to cover some aspects of your business, the only way to fully protect your business is through commercial insurance.
Workers Compensation Isn’t Necessary For A Small Business.
This is not necessarily true. Whether you are obligated to have workers’ compensation depends not only on the size of your business but on local laws and regulations. The industry that your business is operating in is another factor that must be considered. That’s why it’s vital that you thoroughly research a policy before you agree to it.
Auto Insurance Covers Business Vehicles
In some cases, auto insurance does not cover personal vehicles that are used for professional endeavors. To ensure complete coverage on every vehicle that is used for business-related endeavors, consider commercial insurance.
Consult With Fuqua Insurance Agency
We will sit down with you and discuss your commercial insurance options so that your business can continue to thrive. Please stop by our office in Tallahassee, FL today!