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Fuqua Insurance Agency

1836 Hermitage Blvd, Suite 100
Tallahassee, FL 32308

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3 Common Mistakes People Make When Buying Commercial Insurance

At Fuqua Insurance Agency in Tallahassee, FL, we’ve seen firsthand the effects of not having adequate commercial insurance coverage. In many cases, business owners make the mistake of assuming that their personal insurance policy will cover their business-related activities. However, that’s almost never the case.

Here are three of the most common mistakes people make when buying commercial insurance:

1. Not Purchasing Adequate Coverage

One of the most common mistakes people make when buying commercial insurance is not purchasing adequate coverage. It’s important to remember that your commercial insurance policy is designed to protect your business, not your personal assets. As such, you need to ensure that your policy provides enough coverage to protect your business in case of a liability claim or lawsuit.

2. Not Shopping Around for the Best Rate

Another common mistake people make when buying commercial insurance is not shopping around for the best rate. There are a number of factors that go into determining your premium, so it’s important to compare rates from several different insurers before making a decision. You could save hundreds or even thousands of dollars on your premium by shopping around.

3. Not Reviewing Your Policy on a Regular Basis

Your business is likely to change over time, which means your insurance needs will also change. It’s important to review your policy at least once per year to make sure that it still meets your needs and provides adequate coverage for your business.

Contact Us Today

If you have any questions about commercial insurance or if you’d like to get a quote, please contact us today at Fuqua Insurance Agency in Tallahassee, FL. We’re here to help you find the right policy for your business.

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