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Fuqua Insurance Agency

1836 Hermitage Blvd, Suite 100
Tallahassee, FL 32308

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A Look At Some Common Insurance Myths

For over 40 years, Fuqua Insurance Agency has helped the Tallahassee, FL community find the insurance coverage that they need to enjoy comfortable lives. We take pride in helping all of our clients find the right policies for their individual situations.

Florida is a state where many business owners have the opportunity to thrive. If you are an entrepreneur, commercial insurance allows you to protect your investment. Commercial insurance protects your business if your property is vandalized or damaged due to a fire or natural disaster. All of your equipment is covered if it is stolen.

Common Commercial Insurance Myths

People Don’t Need It If They Have Home Insurance

Many people assume that their home insurance policy also covers the physical property that they use for their business. This is incorrect. While you may amend your home insurance policy to cover some aspects of your business, the only way to fully protect your business is through commercial insurance.

Workers Compensation Isn’t Necessary For A Small Business.

This is not necessarily true. Whether you are obligated to have workers’ compensation depends not only on the size of your business but on local laws and regulations. The industry that your business is operating in is another factor that must be considered. That’s why it’s vital that you thoroughly research a policy before you agree to it.

Auto Insurance Covers Business Vehicles

In some cases, auto insurance does not cover personal vehicles that are used for professional endeavors. To ensure complete coverage on every vehicle that is used for business-related endeavors, consider commercial insurance.

Consult With Fuqua Insurance Agency

We will sit down with you and discuss your commercial insurance options so that your business can continue to thrive. Please stop by our office in Tallahassee, FL today!

Home Insurance Facts Florida Residents Should Be Aware Of

Based out of Tallahassee, FL, Fuqua Insurance Agency assists Florida residents by offering different insurance policies. For over 40 years, we have strived to provide excellent customer service to our clients and help them find the insurance coverage that they need.  

Fuqua Insurance Agency recognizes your home is one of your most valuable possessions. A home insurance policy can help you adequately protect your investment.

Basic Home Insurance Facts That You Should Be Aware Of

Replacement Coverage

If your belongings are damaged or stolen, your policy should include coverage that allows you to replace or repair the items.

Maintenance Is Important

Make sure that your property is in good shape. That can help you receive a better rate from insurance companies.

Liability Coverage Includes Your Pets In Some Cases

If your dog bites someone on your property, you are generally protected through liability coverage. However, you may need to add a separate policy if you have a special breed of dogs like a Cane Corso, Great Dane, Doberman pinscher, or a boxer.

National Disasters Are Covered

Florida is prone to natural disasters such as hurricanes. If your home is damaged due to a natural disaster such as a tornado or hurricane, the policy will cover it. However, you may need to amend your policy to include flood protection.

Your Items Are Covered When You Travel

If you are traveling on vacation and someone breaks into your home while you are away and steals your property, your items are still covered under your policy.

Fuqua Insurance Agency Can Help You

We will help you find the right home insurance policy for your needs. Please stop by our office in Tallahassee, FL, and consult with us today!

Our Partners

  • Bristol West
  • Foremost
  • Heritage
  • Mercury
  • People's Trust
  • Progressive
  • Safeco
  • United P&C