Tag: flood insurance

Anyone who lives in Florida understands the dangers of hurricanes and other tropical storms that bring heavy rain. Flooding is a common concern that homeowners must prepare for. If you assume that home insurance is all you need, think again. Here are reasons why you should call a reputable company like Fuqua Insurance Agency in Tallahassee, FL, for additional coverage.

Florida is a Flood Haven

Of all the 50 states, Florida experiences the most floods. This is due to the state’s frequent hurricanes, low elevation, and over 1,300 miles of coastline. As a result, even inland areas can be at risk due to other waterways that can flood from intense rains.

Flooding Goes Beyond High-Risk Areas

Those outside of high-risk zones in Florida should also be concerned. Nearly 30% of flood insurance claims come from low-risk areas. Therefore, it’s important always to be prepared with additional flood protection, regardless of where you live in the state.

Climate Change Brings More Floods

Climate change is creating more devastating weather patterns across the globe. Unpredictable and heavy rainstorms are causing sea levels to rise and washing out crops. These weather patterns increase the flood risk even further in areas already at high risk, like Florida.

Home Insurance Doesn’t Include Flooding

Your home insurance doesn’t automatically include flood damage; in fact, most policies exclude it. While home insurance may cover water damage from accidents inside the home, such as busted pipes, it doesn’t cover damage caused by heavy rain, storm surges, or rising water.

Fuqua Insurance Agency is proud to serve homeowners in Tallahassee, FL. Having a flooded home can be a scary thought, but our agents can assist you with the ideal coverage to protect your home. Contact us today for a consultation.

Floods can bring life to a standstill, often forcing families to evacuate their homes with little notice. Financial uncertainty is the last thing anyone wants to worry about during such crises. That’s where flood insurance steps in as a crucial safety net. At Fuqua Insurance Agency, proudly providing flood insurance to residents in and around the greater Tallahassee, FL region, we’ve seen firsthand how having the right coverage can make all the difference during these challenging moments.

Flood Insurance: Covering the Costs of Temporary Living Expenses

When a flood makes your home uninhabitable, finding a safe place to stay can quickly become overwhelming. Hotels, food, and other essentials add up fast, especially if you’re displaced for weeks or even months. Flood insurance can help alleviate this burden by covering additional living expenses such as temporary housing and meals. This support ensures that you and your family can focus on rebuilding your lives instead of worrying about mounting bills.

Flood Insurance: Protecting Your Belongings

Evacuations often mean leaving behind cherished possessions, and floodwaters can cause devastating damage. While homeowners insurance may not cover flood-related losses, a solid flood insurance policy can help reimburse you for damaged furniture, electronics, clothing, and other personal items. Knowing you have this safety net allows you to evacuate with peace of mind, even if you can’t take everything with you.

Flood Insurance: A Financial Lifeline in Uncertain Times

Flood insurance isn’t just about protecting your property—it’s about protecting your future. Whether it’s covering repair costs or helping you stay afloat during displacement, it ensures that you’re not facing disaster alone.

Secure Your Flood Insurance with Fuqua Insurance Agency

If you’re in Tallahassee, FL, let Fuqua Insurance Agency help you find the right flood insurance policy today. Don’t wait until it’s too late—prepare now for whatever life may bring.