{"id":78,"date":"2023-07-21T04:00:00","date_gmt":"2023-07-21T10:00:00","guid":{"rendered":"https:\/\/www.fuquains.com\/blog\/?p=78"},"modified":"2023-08-09T00:09:18","modified_gmt":"2023-08-09T06:09:18","slug":"top-5-things-to-look-for-in-a-condo-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.fuquains.com\/blog\/top-5-things-to-look-for-in-a-condo-insurance-policy\/","title":{"rendered":"Top 5 Things to Look for in a Condo Insurance Policy"},"content":{"rendered":"<p><span style=\"color:#000000\">Condo insurance is different than the standard homeowner&#8217;s insurance, but there are a few things you should look for that are important for condo insurance in Florida. The condo board may require you to have the right insurance. For answers to your questions, reach out to us at Fuqua Insurance Agency&nbsp;in Tallahassee, FL.<\/span><\/p>\n<h2 style=\"text-align:justify\"><span style=\"color:#000000\">Top 5 Things to Look for in a Condo Insurance<\/span><\/h2>\n<h3><span style=\"color:#000000\">1. Coverage for loss of use or additional living expenses.<\/span><\/h3>\n<p style=\"text-align:justify\"><span style=\"color:#000000\">This condo insurance offers financial protection if the condo becomes uninhabitable due to a covered loss. This can be a fire or natural disaster. It can provide coverage for temporary housing and living expenses during repairs.<\/span><\/p>\n<h3><span style=\"color:#000000\">2. Assessment of Loss.<\/span><\/h3>\n<p style=\"text-align:justify\"><span style=\"color:#000000\">Loss assessment coverage protects condo owners when their association lacks enough insurance coverage for the common areas. Such as the pool area and clubhouse or outer structure. It covers the cost of that special assessment, providing peace of mind in unexpected situations.<\/span><\/p>\n<h3><span style=\"color:#000000\">3. Loss of Personal Belongings Coverage.<\/span><\/h3>\n<p style=\"text-align:justify\"><span style=\"color:#000000\">Loss of Personal Belongings Coverage protects owners from financial loss due to damage or loss of personal belongings. The coverage pays for repairing or replacing personal items in case of unexpected life events such as theft, fire, or natural disasters like hurricanes.<\/span><\/p>\n<h3><span style=\"color:#000000\">4. Personal Liability Coverage.<\/span><\/h3>\n<p style=\"text-align:justify\"><span style=\"color:#000000\">This condo insurance protects if there is an event causing bodily injury or property damage to others.&nbsp;It can help to cover legal fees, medical expenses, and other costs associated with a liability lawsuit.&nbsp;<\/span><\/p>\n<h3><span style=\"color:#000000\">5. Dwelling Coverage.<\/span><\/h3>\n<p style=\"text-align:justify\"><span style=\"color:#000000\">Dwelling coverage in Tallahassee, FL&nbsp;provides coverage of the cost of repairing or rebuilding the physical structure of a home if it&rsquo;s damaged by covered events, like fire, wind, or theft. The difference here is it covers your unit only.&nbsp;<\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"color:#000000\">For questions and guidance,&nbsp;reach out to us at Fuqua Insurance Agency.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Condo insurance is different than the standard homeowner&#8217;s insurance, but there are a few things you should look for that are important for condo insurance in Florida. The condo board may require you to have the right insurance. For answers to your questions, reach out to us at Fuqua Insurance Agency&nbsp;in Tallahassee, FL. Top 5 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[11,10],"class_list":["post-78","post","type-post","status-publish","format-standard","hentry","category-condo-insurance","tag-fuqua-insurance-agency","tag-tallahassee-fl"],"_links":{"self":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/78","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/comments?post=78"}],"version-history":[{"count":1,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/78\/revisions"}],"predecessor-version":[{"id":79,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/78\/revisions\/79"}],"wp:attachment":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/media?parent=78"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/categories?post=78"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/tags?post=78"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}