{"id":22,"date":"2021-03-29T04:00:00","date_gmt":"2021-03-29T10:00:00","guid":{"rendered":"https:\/\/www.fuquains.com\/blog\/?p=22"},"modified":"2021-03-29T12:24:03","modified_gmt":"2021-03-29T18:24:03","slug":"when-is-minimum-insurance-recommended","status":"publish","type":"post","link":"https:\/\/www.fuquains.com\/blog\/when-is-minimum-insurance-recommended\/","title":{"rendered":"When Is Minimum Insurance Recommended?"},"content":{"rendered":"<p>When it comes to car insurance in Tallahassee, FL, you never want to drive with less than the minimum legal required amount, and you&nbsp;<em>usually&nbsp;<\/em>want to drive with full coverage. But there may be instances where you don&#8217;t really need any more than the legal minimum.<\/p>\n<h2><strong>Rule of Thumb<\/strong><\/h2>\n<p>The simplest way to determine if you need full coverage is to consider this rule of thumb: If one year&#8217;s premium payments come out to more than the car&#8217;s current value, you might as well drop everything but liability and any medical policies you&#8217;re holding.<\/p>\n<p>With a new car, collision and comprehensive are a must. And you&#8217;ll probably want gap insurance and replacement coverage, too. But once you hit that 250k mile marker on the odometer and you&#8217;re not sure if your car even has another year left in it, all of those other policies will wind up costing you more than they&#8217;ll ever payout.<\/p>\n<p>It can be hard to accept when your car is past its prime, but you can&#8217;t insure it for its sentimental value, only for the cold hard cash you&#8217;d get if you were to sell it.<\/p>\n<p>You never want to drive with less coverage than you need, but you don&#8217;t want to pay more than your car is worth to protect its value, either.<\/p>\n<p>If you have any questions or if you&#8217;re looking to get covered in Tallahassee, FL, get in touch with the Fuqua Insurance Agency. You can call or visit the Fuqua Insurance Agency website in order to get a quote on the insurance you need, whether that&#8217;s just the basics or a full package.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to car insurance in Tallahassee, FL, you never want to drive with less than the minimum legal required amount, and you&nbsp;usually&nbsp;want to drive with full coverage. But there may be instances where you don&#8217;t really need any more than the legal minimum. Rule of Thumb The simplest way to determine if you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[11,10],"class_list":["post-22","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-fuqua-insurance-agency","tag-tallahassee-fl"],"_links":{"self":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/comments?post=22"}],"version-history":[{"count":1,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions"}],"predecessor-version":[{"id":23,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions\/23"}],"wp:attachment":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/media?parent=22"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/categories?post=22"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/tags?post=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}