If you own a boat or any type of watercraft, you have probably asked yourself at some point whether you actually need insurance for it. At Fuqua Insurance Agency in Tallahassee, FL, we help watercraft owners sort through this question all the time. Most boat\/watercraft really should be insured, but the right answer depends on a few important factors.<\/p>\n
Many states require certain types of watercraft to carry liability insurance. Florida does not currently mandate it for every vessel, but that does not mean skipping coverage is wise. If something goes wrong on the water, you could be held personally responsible for damages, injuries, or someone else’s property. Going without coverage is a risk that rarely works in your favor.<\/p>\n
The type of watercraft you own plays a huge role in whether insurance makes sense. Larger motorized boats, jet skis, and sailboats carry more risk and more value, making coverage a smart move. Even smaller boats can cause real damage in an accident. And if you financed your watercraft, your lender will likely require a policy regardless.<\/p>\n
Without insurance, you are personally on the hook for any accidents, repairs, and legal fees that follow. Medical bills and property damage can pile up quickly. Most people simply do not realize how costly one incident on the water can be until it happens to them.<\/p>\n
Your watercraft is worth protecting. Reach out to Fuqua Insurance Agency in Tallahassee, FL today and let us help you find boat\/watercraft coverage that fits your life and your budget.<\/p>\n","protected":false},"excerpt":{"rendered":"
If you own a boat or any type of watercraft, you have probably asked yourself at some point whether you actually need insurance for it. At Fuqua Insurance Agency in Tallahassee, FL, we help watercraft owners sort through this question all the time. Most boat\/watercraft really should be insured, but the right answer depends on […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[25,23,11,21,22],"class_list":["post-150","post","type-post","status-publish","format-standard","hentry","category-boat-watercraft-insurance","tag-boat-watercraft","tag-fl","tag-fuqua-insurance-agency","tag-insurance","tag-tallahassee"],"_links":{"self":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/150","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/comments?post=150"}],"version-history":[{"count":1,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/150\/revisions"}],"predecessor-version":[{"id":151,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/posts\/150\/revisions\/151"}],"wp:attachment":[{"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/media?parent=150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/categories?post=150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fuquains.com\/blog\/wp-json\/wp\/v2\/tags?post=150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}